@import url("https://fonts.googleapis.com/css2?family=Urbanist:wght@400;600;700;800&family=Plus+Jakarta+Sans:ital,wght@0,300;0,400;0,500;0,600;0,700;1,400&display=swap");
/* ═══════════════════════════════════════════════════════
   COVERBIZZ — Ultra-Premium Home Page Styles v2.0
   @import url('https://fonts.googleapis.com/css2?family=Inter:ital,wght@0,300;0,400;0,500;0,600;0,700;1,400&family=Bricolage+Grotesque:opsz,wght@12..96,300;12..96,400;12..96,600;12..96,700;12..96,800&display=swap');
════════════════════════════════════════════════════════ */

/* ── Design Tokens ── */
:root {
  --cb-green: #1d9e75;
  --cb-green-dark: #0f6e56;
  --cb-green-light: #e8f8f2;
  --cb-green-glow: rgba(29, 158, 117, 0.18);
  --cb-navy: #0b3d6b;
  --cb-navy-deep: #07284a;
  --cb-gold: #e8a020;
  --cb-gold-light: rgba(232, 160, 32, 0.15);
  --cb-white: #ffffff;
  --cb-off: #f7f9fb;
  --cb-surface: #f0f4f8;
  --cb-dark: #0d1f35;
  --cb-dark2: #112440;
  --cb-dark3: #0d1b3e;

  --cbz-bg: #081730;
  --cbz-bg2: #0a1e3c;
  --cbz-bg3: #061226;
  --cbz-gold: #c9a84c;
  --cbz-gold-lt: #e0c06a;
  --cbz-teal: #1ab8c4;
  --cbz-text: #c4d3e8;
  --cbz-muted: #6b82a8;
  --cbz-border: rgba(201, 168, 76, 0.15);
  --cbz-border2: rgba(255, 255, 255, 0.06);

  --navy: #1a2265;
  --teal: #2dcb9e;
  --gold: #f4a916;
  --gray-sub: #8c97ab;
  --page-bg: #f4f5fb;
  --white: #ffffff;
  --card-border: #eceef8;
  --card-shadow: rgba(26, 34, 101, 0.07);

  --green-bg: #e7f8f0;
  --green-fg: #14803d;
  --green-dot: #22c55e;

  --teal-bg: #ddf4fb;
  --teal-fg: #0b7294;

  --cb-text: #111827;
  --cb-muted: #6b7280;
  --cb-muted-light: #9ca3af;
  --cb-border: #e5e7eb;
  --cb-border-soft: rgba(229, 231, 235, 0.6);

  --cb-font-display: "Urbanist", sans-serif;
  --cb-font-body: "Plus Jakarta Sans", sans-serif;

  --cb-radius-xs: 6px;
  --cb-radius-sm: 10px;
  --cb-radius: 16px;
  --cb-radius-lg: 24px;
  --cb-radius-xl: 32px;

  --cb-shadow-xs: 0 1px 4px rgba(0, 0, 0, 0.05);
  --cb-shadow-sm: 0 2px 10px rgba(0, 0, 0, 0.06);
  --cb-shadow: 0 8px 30px rgba(0, 0, 0, 0.09);
  --cb-shadow-lg: 0 20px 56px rgba(0, 0, 0, 0.13);
  --cb-shadow-xl: 0 32px 80px rgba(0, 0, 0, 0.18);

  --cb-transition: 0.24s cubic-bezier(0.4, 0, 0.2, 1);
  --cb-spring: 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ── Reset / Base ── */
.cb-home * {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}
.cb-home {
  font-family: var(--cb-font-body);
  color: var(--cb-text);
  -webkit-font-smoothing: antialiased;
}

.cb-container {
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 28px;
}

/* ── Sections ── */
.cb-section {
  width: 100%;
  padding: 88px 0;
}
.cb-section--white {
  background: var(--cb-white);
}
.cb-section--off {
  background: var(--cb-off);
}
.cb-section--dark {
  background: var(--cb-dark);
}
.cb-section--accent {
  background: var(--cb-navy);
}

/* ════════════════════════════════════════════
   SHARED TYPOGRAPHY
════════════════════════════════════════════ */
.cb-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--cb-font-body);
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--cb-green);
  margin-bottom: 14px;
}
.cb-eyebrow::before {
  content: "";
  display: block;
  width: 18px;
  height: 2px;
  background: currentColor;
  border-radius: 2px;
  flex-shrink: 0;
}
.cb-eyebrow--light {
  color: #5de8bb;
}
.cb-eyebrow--center {
  display: flex;
  justify-content: center;
}

.cb-section-title {
  font-family: var(--cb-font-display);
  font-size: clamp(28px, 4vw, 42px);
  font-weight: 800;
  color: var(--cb-navy);
  text-align: center;
  margin-bottom: 52px;
  line-height: 1.15;
  letter-spacing: -0.02em;
}
.cb-section-title--light {
  color: #ffffff;
}
.cb-section-title em {
  font-style: italic;
  color: var(--cb-gold);
  position: relative;
}

.cb-display {
  font-family: var(--cb-font-display);
  font-size: clamp(24px, 3.2vw, 34px);
  font-weight: 800;
  color: var(--cb-navy);
  line-height: 1.2;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}

.cb-body-lg {
  font-size: 15.5px;
  color: var(--cb-muted);
  line-height: 1.8;
  margin-bottom: 30px;
  font-weight: 400;
}

/* ── Pills ── */
.cb-pill {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 6px 14px 6px 12px;
  border-radius: 100px;
  margin-bottom: 20px;
}
.cb-pill--green {
  color: var(--cb-green-dark);
  background: var(--cb-green-light);
  border: 1px solid rgba(29, 158, 117, 0.2);
}
.cb-pill--blue {
  color: var(--cb-navy);
  background: #dde9f7;
  border: 1px solid rgba(11, 61, 107, 0.15);
}

/* ── Buttons ── */
.cb-btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-family: var(--cb-font-body);
  font-size: 14px;
  font-weight: 600;
  border-radius: var(--cb-radius-sm);
  padding: 14px 28px;
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: all var(--cb-spring);
  letter-spacing: 0.01em;
  position: relative;
  overflow: hidden;
}
.cb-btn::after {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(255, 255, 255, 0);
  transition: background var(--cb-transition);
}
.cb-btn:hover::after {
  background: rgba(255, 255, 255, 0.08);
}

.cb-btn--primary {
  background: var(--cb-dark3);
  color: #fff;
  box-shadow:
    0 4px 20px rgba(15, 110, 86, 0.3),
    inset 0 1px 0 rgba(255, 255, 255, 0.15);
}
.cb-btn--primary:hover {
  transform: translateY(-2px);
  box-shadow:
    0 10px 30px rgba(15, 110, 86, 0.4),
    inset 0 1px 0 rgba(255, 255, 255, 0.15);
}
.cb-btn--outline {
  background: var(--cb-dark3);
  color: #fff;
  border: 1.5px solid var(--cb-border);
}
.cb-btn--outline:hover {
  color: #fff;
  transform: translateY(-1px);
}
.cb-btn--gold {
  background: linear-gradient(135deg, #f0b429 0%, var(--cb-gold) 100%);
  color: #fff;
  box-shadow:
    0 4px 20px rgba(232, 160, 32, 0.36),
    inset 0 1px 0 rgba(255, 255, 255, 0.2);
}
.cb-btn--gold:hover {
  transform: translateY(-2px);
  box-shadow:
    0 10px 32px rgba(232, 160, 32, 0.46),
    inset 0 1px 0 rgba(255, 255, 255, 0.2);
}

.cbz-hero {
  font-family: "Plus Jakarta Sans", sans-serif;
  min-height: auto;
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 28px 40px 24px;
  text-align: center;
}

/* ── Layered gradient background ── */
.cbz-hero__bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    radial-gradient(ellipse 70% 60% at 15% 40%, #b8d8f0 0%, transparent 60%),
    radial-gradient(ellipse 50% 50% at 85% 70%, #cae5f7 0%, transparent 55%),
    linear-gradient(160deg, #c2dcf0 0%, #d8ecf9 40%, #e4f2fb 100%);
}

/* ── Dot texture ── */
.cbz-hero__dots {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(
    rgba(255, 255, 255, 0.4) 1.5px,
    transparent 1.5px
  );
  background-size: 32px 32px;
  z-index: 1;
  pointer-events: none;
}

/* ── SVG waves ── */
.cbz-hero__waves {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  width: 100%;
  height: 55%;
  z-index: 1;
  pointer-events: none;
}

.cbz-hero__inner {
  max-width: 1160px;
  /* Matched to .cb-container (1160px max-width + 28px padding) so every
     section's content area lines up at the same width site-wide */
  margin: 0 auto;
  padding: 40px 28px 20px 28px;
  position: relative;
  z-index: 2;
}
/* TOP ROW: Split Left and Right */
.cbz-hero__content-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 60px;
  /* margin-bottom: 50px; */
  /* Text/Cards aur Center button ke beech ka gap */
}

/* ══════════════════════════
   TEXT BLOCK (TOP)
══════════════════════════ */
.cbz-hero__left {
  max-width: 640px;
  width: 100%;
  text-align: center;
}

.cbz-hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #1565d8;
  margin-bottom: 12px;
  background: rgba(255, 255, 255, 0.55);
  padding: 4px 12px;
  border-radius: 100px;
  border: 1px solid rgba(21, 101, 216, 0.2);
}
.cbz-hero__eyebrow::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #1565d8;
  flex-shrink: 0;
}

.cbz-hero__title {
  font-family: "Urbanist", sans-serif;
  font-size: clamp(22px, 2.8vw, 36px);
  font-weight: 900;
  line-height: 1.1;
  color: #0a1f3d;
  letter-spacing: -0.03em;
  margin-bottom: 6px;
  text-align: center;
}
.cbz-hero__title .accent {
  color: #1565d8;
  display: block;
}

.cbz-hero__sub {
  font-size: 13.5px;
  color: #3a5275;
  line-height: 1.6;
  margin-bottom: 0;
  font-weight: 400;
  max-width: 480px;
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}

/* CTA Box */
.cbz-cta-box {
  background: linear-gradient(135deg, #f5bc1e 0%, #f0a800 100%);
  border-radius: 14px;
  padding: 12px 14px 12px 22px;
  display: inline-flex;
  align-items: center;
  gap: 20px;
  min-width: 240px;
  box-shadow:
    0 12px 40px rgba(240, 168, 0, 0.35),
    0 2px 8px rgba(0, 0, 0, 0.08);
  position: relative;
  overflow: hidden;
}
.cbz-cta-box::before {
  content: "";
  position: absolute;
  top: -30px;
  right: -30px;
  width: 120px;
  height: 120px;
  background: rgba(255, 255, 255, 0.12);
  border-radius: 50%;
}

.cbz-cta-label {
  font-family: "Urbanist", sans-serif;
  font-size: 13px;
  font-weight: 700;
  color: #5a3800;
  text-align: left;
  margin-bottom: 0;
  letter-spacing: 0.01em;
  position: relative;
  white-space: nowrap;
}

.cbz-cta-btn-home {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  width: auto;
  flex-shrink: 0;
  background: #0a1f3d;
  color: #ffffff;
  font-family: "Urbanist", sans-serif;
  font-size: 13.5px;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 12px 24px;
  border-radius: 10px;
  text-decoration: none;
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
  position: relative;
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.1);
}
.cbz-cta-btn-home:hover {
  transform: translateY(-2px);
  color: #ffffff;
}
.cbz-cta-btn-home svg {
  flex-shrink: 0;
}

/* ══════════════════════════
   RIGHT SIDE — Feature Cards
══════════════════════════ */
.cbz-cards {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  width: 100%;
  max-width: 860px;
}

.cbz-card {
  background: rgba(255, 255, 255, 0.88);
  border: 1px solid rgba(255, 255, 255, 0.95);
  border-radius: 50px;
  padding: 8px 16px 8px 10px;
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 8px;
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow:
    0 4px 16px rgba(10, 31, 61, 0.06),
    0 1px 3px rgba(10, 31, 61, 0.04),
    inset 0 1px 0 rgba(255, 255, 255, 0.9);
  transition:
    transform 0.3s cubic-bezier(0.16, 1, 0.3, 1),
    box-shadow 0.3s,
    background 0.2s;
  cursor: default;
  white-space: nowrap;
}
.cbz-card:hover {
  transform: translateY(-3px);
  background: rgba(255, 255, 255, 0.98);
  box-shadow:
    0 12px 32px rgba(10, 31, 61, 0.12),
    0 4px 12px rgba(10, 31, 61, 0.06),
    inset 0 1px 0 rgba(255, 255, 255, 1);
}

.cbz-card__icon {
  width: 28px;
  height: 28px;
  margin-bottom: 0;
  flex-shrink: 0;
}

.cbz-card__name {
  font-family: "Urbanist", sans-serif;
  font-size: 14px;
  font-weight: 800;
  color: #0a1f3d;
  text-align: left;
  line-height: 1.2;
  margin-bottom: 0;
  letter-spacing: -0.01em;
}

.cbz-card__bar {
  display: none;
}

/* ── RESPONSIVE ── */
@media (max-width: 1100px) {
  .cbz-hero__inner {
    gap: 24px;
  }
  .cbz-hero {
    padding: 40px 32px 32px;
  }
}
@media (max-width: 900px) {
  .cbz-hero__left {
    max-width: 100%;
  }
  .cbz-hero__sub {
    max-width: 100%;
  }
  .cbz-cta-box {
    width: auto;
    min-width: unset;
  }
}
@media (max-width: 600px) {
  .cbz-hero {
    padding: 36px 20px 28px;
  }
  .cbz-cards {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }
  .cbz-hero__title {
    font-size: 32px;
  }
  .cbz-cta-box {
    display: unset;
  }
  .cbz-cta-label {
    text-align: center;
    white-space: normal;
  }
  .cbz-cta-btn-home {
    width: 100%;
  }
}
@media (max-width: 360px) {
  .cbz-cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* ═══════════════════════════
       HERO WRAPPER
    ═══════════════════════════ */
.hero {
  display: flex;
  align-items: center;
  gap: 56px;
  padding: 64px 80px;
  max-width: 1400px;
  margin: 0 auto;
  min-height: 50vh;
  box-sizing: border-box;
}

/* ═══════════════════════════
       LEFT COLUMN
    ═══════════════════════════ */
.hero-left {
  flex: 0 0 370px;
  display: flex;
  flex-direction: column;
  gap: 26px;
}

/* Decorative line ─── ⚡ ─── */
.deco {
  display: flex;
  align-items: center;
  gap: 10px;
}
.deco-line {
  height: 2.5px;
  border-radius: 99px;
  background: var(--teal);
}
.deco-line.short {
  width: 28px;
}
.deco-line.long {
  width: 72px;
}
.deco-bolt {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background: var(--navy);
  border-radius: 50%;
  flex-shrink: 0;
}
.deco-bolt svg {
  width: 14px;
  height: 14px;
  fill: var(--teal);
}

/* Heading */
.hero-heading {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.hero-heading .italic-line {
  font-style: italic;
  font-weight: 700;
  font-size: 34px;
  color: var(--navy);
  line-height: 1.2;
}
.hero-heading .bold-line {
  font-weight: 800;
  font-size: 40px;
  color: var(--navy);
  line-height: 1.15;
}

/* Subtext */
.hero-sub {
  font-size: 14.5px;
  color: var(--gray-sub);
  line-height: 1.65;
}

/* Stats box */
.stats-box {
  display: flex;
  align-items: center;
  border: 2px solid var(--gold);
  border-radius: 14px;
  padding: 16px 18px;
}
.stat {
  flex: 1;
  text-align: center;
}
.stat-val {
  font-weight: 700;
  font-size: 18px;
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
  white-space: nowrap;
}
.stat-star {
  color: var(--gold);
  font-size: 16px;
}
.stat-lbl {
  font-size: 11px;
  color: var(--gray-sub);
  margin-top: 3px;
}
.stat-sep {
  width: 1px;
  height: 42px;
  background: #dde0f0;
  flex-shrink: 0;
  margin: 0 4px;
}

/* CTA button */
.cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 13px 28px;
  border: 2.5px solid var(--navy);
  border-radius: 50px;
  background: transparent;
  color: var(--navy);
  font-weight: 700;
  font-size: 14px;
  text-decoration: none;
  cursor: pointer;
  width: fit-content;
  transition:
    background 0.22s,
    color 0.22s;
}
.cta-btn:hover {
  background: var(--navy);
  color: var(--white);
}
.cta-btn .btn-icon {
  font-size: 16px;
}

/* ═══════════════════════════
       RIGHT GRID
    ═══════════════════════════ */
.hero-right {
  flex: 1;
  min-width: 0;
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

/* Individual card */
.ins-card {
  background: var(--white);
  border-radius: 18px;
  border: 1px solid var(--card-border);
  padding: 18px 14px 14px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  box-shadow: 0 2px 12px var(--card-shadow);
  cursor: pointer;
  transition:
    transform 0.2s ease,
    box-shadow 0.2s ease;
  text-decoration: none;
}
.ins-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 12px 32px rgba(26, 34, 101, 0.13);
}

.card-title {
  font-weight: 700;
  font-size: 13px;
  color: var(--navy);
  text-align: center;
  line-height: 1.35;
}

/* Illustration slot */
.card-illus {
  width: 82px;
  height: 72px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 58px;
  line-height: 1;
  flex-shrink: 0;
}

/* Badges */
.badge {
  width: 100%;
  padding: 7px 10px;
  border-radius: 9px;
  font-size: 11.5px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  white-space: nowrap;
}
.badge-green {
  background: var(--green-bg);
  color: var(--green-fg);
}
.badge-teal {
  background: var(--teal-bg);
  color: var(--teal-fg);
}
/* Circle + icon for Immediate Purchase */
.dot-plus {
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--green-dot);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.dot-plus svg {
  width: 9px;
  height: 9px;
  fill: white;
  stroke: white;
  stroke-width: 1;
}
/* Shield icon for Paperless Policy */
.shield-icon {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
}
.shield-icon svg {
  width: 100%;
  height: 100%;
  fill: var(--teal-fg);
}

/* ═══════════════════════════
       RESPONSIVE
    ═══════════════════════════ */
@media (max-width: 1100px) {
  .hero {
    padding: 48px 40px;
    gap: 36px;
  }
  .hero-left {
    flex: 0 0 310px;
  }
  .hero-heading .italic-line {
    font-size: 28px;
  }
  .hero-heading .bold-line {
    font-size: 33px;
  }
}

@media (max-width: 860px) {
  .hero {
    flex-direction: column;
    padding: 40px 24px;
    gap: 36px;
    min-height: auto;
  }
  .hero-left {
    flex: none;
    width: 100%;
    max-width: 520px;
    align-self: flex-start;
  }
  .hero-right {
    width: 100%;
  }
  .hero-heading .italic-line {
    font-size: 30px;
  }
  .hero-heading .bold-line {
    font-size: 36px;
  }
}

@media (max-width: 600px) {
  .hero {
    padding: 28px 16px;
  }
  .hero-heading .italic-line {
    font-size: 24px;
  }
  .hero-heading .bold-line {
    font-size: 28px;
  }

  .cards-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .card-illus {
    font-size: 44px;
    height: 56px;
    width: 60px;
  }
  .card-title {
    font-size: 11.5px;
  }
  .badge {
    font-size: 10px;
    padding: 6px 8px;
  }

  .stats-box {
    flex-wrap: wrap;
    gap: 14px;
    justify-content: center;
    padding: 14px 12px;
  }
  .stat {
    flex: 0 1 120px;
  }
  .stat-sep {
    display: none;
  }
  .stat-val {
    font-size: 16px;
  }
}

@media (max-width: 380px) {
  .cards-grid {
    grid-template-columns: 1fr 1fr;
    gap: 8px;
  }
  .cta-btn {
    font-size: 13px;
    padding: 11px 22px;
  }
}

/* ════════════════════════════════════════════
   TRUSTED ENTERPRISES — Scrolling Logo Wall
════════════════════════════════════════════ */
.cb-premium-wall-section {
  width: 100% !important;
  max-width: 100% !important;
  overflow: hidden !important;
  padding: 96px 0;
  background: linear-gradient(180deg, #f8fafc 0%, #ffffff 60%, #f8fafc 100%);
  box-sizing: border-box;
  position: relative;
}
.cb-premium-wall-section::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(
    ellipse 70% 50% at 50% 50%,
    rgba(29, 158, 117, 0.04) 0%,
    transparent 70%
  );
  pointer-events: none;
}

.cb-wall-header {
  width: 100%;
  max-width: 720px;
  margin: 0 auto 64px auto;
  text-align: center;
  padding: 0 20px;
}

.cb-wall-title {
  font-family: var(--cb-font-display);
  font-size: clamp(30px, 4.5vw, 46px);
  font-weight: 800;
  color: #0f172a;
  letter-spacing: -0.03em;
  margin-bottom: 14px;
  line-height: 1.1;
}
.cb-wall-title span {
  background: linear-gradient(135deg, var(--cb-green) 0%, var(--cb-navy) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.cb-wall-subtitle {
  font-size: 17px;
  color: #64748b;
  line-height: 1.6;
  font-family: var(--cb-font-body);
  font-weight: 400;
}

/* Stats row under title */
.cb-wall-stats {
  display: flex;
  justify-content: center;
  gap: 40px;
  margin-top: 28px;
  padding-top: 24px;
  border-top: 1px solid var(--cb-border);
}
.cb-wall-stat {
  text-align: center;
}
.cb-wall-stat__num {
  font-family: var(--cb-font-display);
  font-size: 24px;
  font-weight: 800;
  color: var(--cb-navy);
  letter-spacing: -0.02em;
  display: block;
}
.cb-wall-stat__label {
  font-size: 11px;
  color: var(--cb-muted);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-weight: 600;
}

/* Viewport */
.cb-grid-wall-viewport {
  display: flex;
  justify-content: center;
  gap: 20px;
  height: 520px;
  overflow: hidden;
  position: relative;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 28px;
}
.cb-grid-wall-viewport::before,
.cb-grid-wall-viewport::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  height: 160px;
  z-index: 10;
  pointer-events: none;
}
.cb-grid-wall-viewport::before {
  top: 0;
  background: linear-gradient(
    to bottom,
    #f8fafc 0%,
    rgba(248, 250, 252, 0) 100%
  );
}
.cb-grid-wall-viewport::after {
  bottom: 0;
  background: linear-gradient(to top, #f8fafc 0%, rgba(248, 250, 252, 0) 100%);
}
.cb-grid-wall-viewport:hover .cb-wall-column {
  animation-play-state: paused;
}

/* Columns */
.cb-wall-column {
  display: flex;
  flex-direction: column;
  gap: 16px;
  width: 215px;
  flex-shrink: 0;
  will-change: transform;
  animation-duration: var(--cb-wall-duration, 25s);
  animation-timing-function: linear;
  animation-iteration-count: infinite;
}
.cb-animate-up {
  animation-name: cb_wall_scroll_up;
}
.cb-animate-down {
  animation-name: cb_wall_scroll_down;
}

/* Glass pods — upgraded */
.cb-glass-logo-pod {
  width: 100%;
  height: 90px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 14px 22px;
  box-sizing: border-box;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid rgba(226, 232, 240, 0.9);
  border-radius: 14px;
  box-shadow:
    0 2px 8px rgba(15, 23, 42, 0.04),
    0 1px 2px rgba(15, 23, 42, 0.03);
  transition:
    transform var(--cb-spring),
    background var(--cb-transition),
    border-color var(--cb-transition),
    box-shadow var(--cb-spring);
  backdrop-filter: blur(2px);
}
.cb-glass-logo-pod:hover {
  transform: translateY(-6px) scale(1.04);
  background: #ffffff;
  border-color: rgba(29, 158, 117, 0.35);
  box-shadow:
    0 16px 36px rgba(15, 23, 42, 0.1),
    0 0 0 3px rgba(29, 158, 117, 0.08);
}
.cb-glass-logo-pod img {
  max-width: 100%;
  max-height: 100%;
  object-fit: contain;
  filter: grayscale(100%);
  opacity: 0.55;
  transition: all 0.35s ease;
}
.cb-glass-logo-pod:hover img {
  filter: grayscale(0%);
  opacity: 1;
}

@keyframes cb_wall_scroll_up {
  0% {
    transform: translateY(0);
  }
  100% {
    transform: translateY(-50%);
  }
}
@keyframes cb_wall_scroll_down {
  0% {
    transform: translateY(-50%);
  }
  100% {
    transform: translateY(0);
  }
}

/* ════════════════════════════════════════════
   INSURANCE PARTNERS CAROUSEL
════════════════════════════════════════════ */
.ins-partners-section-wrapper {
  text-align: center;
  padding: 72px 20px;
  background: var(--cb-white);
  position: relative;
  width: 100%;
  box-sizing: border-box;
  border-top: 1px solid var(--cb-border);
}
.ins-partners-main-container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 28px;
  position: relative;
}
.ins-partners-main-title {
  font-family: var(--cb-font-display);
  font-size: clamp(22px, 3vw, 32px);
  font-weight: 800;
  color: var(--cb-navy);
  margin: 0 0 10px 0 !important;
  letter-spacing: -0.02em;
}
.ins-partners-main-subtitle {
  font-size: 15px;
  color: var(--cb-muted);
  margin: 0 0 40px 0 !important;
  line-height: 1.6;
}
.ins-partners-carousel-box {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}
.ins-partners-nav-btn {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  background: var(--cb-white);
  border: 1.5px solid var(--cb-border);
  border-radius: 50%;
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.07);
  transition: all var(--cb-spring);
  z-index: 15;
  color: var(--cb-navy);
  padding: 0;
}
.ins-partners-nav-btn:hover {
  background: var(--cb-navy);
  color: #ffffff;
  border-color: var(--cb-navy);
  transform: translateY(-50%) scale(1.08);
  box-shadow: 0 8px 24px rgba(11, 61, 107, 0.28);
}
.ins-partners-prev-btn {
  left: 0px;
}
.ins-partners-next-btn {
  right: 0px;
}

.ins-partners-slider-track {
  display: flex;
  align-items: center;
  gap: 56px;
  overflow-x: auto;
  scroll-behavior: smooth;
  padding: 20px 0;
  width: 100%;
  -webkit-mask-image: linear-gradient(
    to right,
    transparent,
    black 8%,
    black 92%,
    transparent
  );
  mask-image: linear-gradient(
    to right,
    transparent,
    black 8%,
    black 92%,
    transparent
  );
  -ms-overflow-style: none;
  scrollbar-width: none;
}
.ins-partners-slider-track::-webkit-scrollbar {
  display: none;
}

.ins-partners-node-item {
  flex: 0 0 auto;
  width: 220px;
  display: flex;
  justify-content: center;
  align-items: center;
}
.ins-partners-node-item img {
  max-width: 100%;
  max-height: 110px;
  object-fit: contain;
  filter: grayscale(100%) opacity(0.7);
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  cursor: pointer;
}
.ins-partners-node-item img:hover {
  filter: grayscale(0%) opacity(1);
  transform: scale(1.15);
}

/* ════════════════════════════════════════════
   WHO IS COVERBIZZ + HEAVY LIFTING — Split
════════════════════════════════════════════ */
.cb-hero-split__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: stretch;
}

.cb-hero-split__left,
.cb-hero-split__right {
  position: relative;
  background: var(--cb-white);
  border: 1px solid var(--cb-border-soft);
  border-radius: var(--cb-radius-xl);
  padding: 44px 40px;
  transition:
    box-shadow var(--cb-spring),
    border-color var(--cb-spring),
    transform var(--cb-spring);
  overflow: hidden;
}
/* Subtle decorative gradient corner */
.cb-hero-split__left::before {
  content: "";
  position: absolute;
  top: -60px;
  right: -60px;
  width: 200px;
  height: 200px;
  background: radial-gradient(
    circle,
    rgba(29, 158, 117, 0.08) 0%,
    transparent 70%
  );
  pointer-events: none;
}
.cb-hero-split__right::before {
  content: "";
  position: absolute;
  bottom: -60px;
  left: -60px;
  width: 200px;
  height: 200px;
  background: radial-gradient(
    circle,
    rgba(11, 61, 107, 0.07) 0%,
    transparent 70%
  );
  pointer-events: none;
}
.cb-hero-split__left:hover,
.cb-hero-split__right:hover {
  box-shadow: 0 16px 48px rgba(0, 0, 0, 0.09);
  border-color: rgba(229, 231, 235, 0.9);
  transform: translateY(-3px);
}

/* IRDAI badge */
.cb-irdai-badge {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 12px;
  color: #888;
  line-height: 1.65;
  margin-top: 28px;
  padding: 16px 18px;
  border-radius: var(--cb-radius-sm);
  background: var(--cb-green-light);
  border: 1px solid rgba(29, 158, 117, 0.15);
}
.cb-irdai-badge svg {
  flex-shrink: 0;
  margin-top: 2px;
  color: var(--cb-green-dark);
}
.cb-irdai-badge span {
  color: var(--cb-green-dark);
  font-weight: 500;
}

/* Heavy Lifting items — upgraded */
.cb-hl-stack {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 8px;
}
.cb-hl-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 18px 20px;
  border: 1px solid var(--cb-border);
  border-radius: var(--cb-radius);
  background: var(--cb-off);
  transition:
    border-color var(--cb-spring),
    box-shadow var(--cb-spring),
    transform var(--cb-spring),
    background var(--cb-transition);
  position: relative;
  overflow: hidden;
}
.cb-hl-item::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 3px;
  background: transparent;
  border-radius: 3px 0 0 3px;
  transition: background var(--cb-transition);
}
.cb-hl-item:hover {
  border-color: rgba(29, 158, 117, 0.35);
  box-shadow: 0 6px 20px rgba(29, 158, 117, 0.1);
  transform: translateX(5px);
  background: rgba(232, 248, 242, 0.5);
}
.cb-hl-item:hover::before {
  background: var(--cb-green);
}

.cb-hl-icon {
  width: 40px;
  height: 40px;
  min-width: 40px;
  background: linear-gradient(135deg, #dcf5ec 0%, #c8f0e2 100%);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cb-green-dark);
  box-shadow: 0 2px 6px rgba(29, 158, 117, 0.15);
}
.cb-hl-title {
  font-size: 14.5px;
  font-weight: 700;
  color: var(--cb-text);
  margin-bottom: 4px;
  letter-spacing: -0.01em;
}
.cb-hl-desc {
  font-size: 13px;
  color: var(--cb-muted);
  line-height: 1.6;
}

/* ════════════════════════════════════════════
   TESTIMONIALS — Dark Section (Premium)
════════════════════════════════════════════ */
.cb-testi {
  position: relative;
  overflow: hidden;
}
.cb-testi::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(
      ellipse 80% 60% at 20% 50%,
      rgba(29, 158, 117, 0.07) 0%,
      transparent 60%
    ),
    radial-gradient(
      ellipse 60% 50% at 80% 30%,
      rgba(11, 61, 107, 0.15) 0%,
      transparent 60%
    );
  pointer-events: none;
}

.cb-testi-wrap {
  overflow: hidden;
  max-width: 100%;
}
.cb-testi-track {
  display: flex;
  gap: 1.5rem;
  transition: transform 0.55s cubic-bezier(0.4, 0, 0.2, 1);
}
.cb-testi-slide {
  flex: 0 0 calc((100% - 3rem) / 3);
}

/* Card */
.cb-testi-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.09);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-radius: var(--cb-radius-xl);
  padding: 36px 30px 30px;
  height: 100%;
  display: flex;
  flex-direction: column;
  transition:
    background var(--cb-transition),
    border-color var(--cb-spring),
    transform var(--cb-spring),
    box-shadow var(--cb-spring);
  position: relative;
  overflow: hidden;
}
.cb-testi-card::before {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background: linear-gradient(
    135deg,
    rgba(255, 255, 255, 0.04) 0%,
    transparent 50%
  );
  pointer-events: none;
}
.cb-testi-card:hover {
  background: rgba(255, 255, 255, 0.09);
  border-color: rgba(29, 158, 117, 0.4);
  transform: translateY(-6px);
  box-shadow:
    0 24px 56px rgba(0, 0, 0, 0.3),
    0 0 0 1px rgba(29, 158, 117, 0.2);
}

/* Stars */
.cb-testi-stars {
  display: flex;
  gap: 3px;
  margin-bottom: 16px;
}
.cb-testi-stars svg {
  color: var(--cb-gold);
}

.cb-testi-quote {
  font-family: Georgia, serif;
  font-size: 60px;
  line-height: 0.8;
  color: var(--cb-green);
  opacity: 0.5;
  display: block;
  margin-bottom: 14px;
  letter-spacing: -0.05em;
}
.cb-testi-text {
  font-size: 14.5px;
  color: rgba(255, 255, 255, 0.85);
  line-height: 1.85;
  flex: 1;
  margin-bottom: 26px;
  font-style: italic;
}
.cb-testi-divider {
  height: 1px;
  background: linear-gradient(
    to right,
    transparent,
    rgba(255, 255, 255, 0.1),
    transparent
  );
  margin-bottom: 22px;
}
.cb-testi-author {
  display: flex;
  align-items: center;
  gap: 14px;
}
.cb-testi-avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(
    135deg,
    var(--cb-green) 0%,
    var(--cb-green-dark) 100%
  );
  color: #fff;
  font-size: 18px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  overflow: hidden;
  border: 2px solid rgba(29, 158, 117, 0.5);
  box-shadow: 0 0 0 3px rgba(29, 158, 117, 0.15);
}
.cb-testi-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.cb-testi-name {
  font-size: 14px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 3px;
  letter-spacing: -0.01em;
}
.cb-testi-role {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.45);
  display: flex;
  align-items: center;
  gap: 6px;
}
.cb-testi-role::before {
  content: "";
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--cb-green);
  display: inline-block;
}

/* Controls */
.cb-testi-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-top: 40px;
}
.cb-testi-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.18);
  background: rgba(255, 255, 255, 0.07);
  color: rgba(255, 255, 255, 0.8);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--cb-spring);
}
.cb-testi-btn:hover {
  background: var(--cb-green);
  border-color: var(--cb-green);
  color: #fff;
  transform: scale(1.1);
  box-shadow: 0 4px 16px rgba(29, 158, 117, 0.4);
}
.cb-testi-dots {
  display: flex;
  gap: 8px;
  align-items: center;
}
.cb-testi-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.2);
  border: none;
  cursor: pointer;
  padding: 0;
  transition: all var(--cb-spring);
}
.cb-testi-dot.active {
  background: var(--cb-green);
  transform: scale(1.5);
  box-shadow: 0 0 8px rgba(29, 158, 117, 0.6);
}

/* ════════════════════════════════════════════
   LATEST INSIGHTS — Magazine-Style
════════════════════════════════════════════ */
.cb-insights {
  position: relative;
}

.cb-insights-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 20px;
  margin-bottom: 44px;
}

/* Featured card styles */
.cb-card {
  background: var(--cb-white);
  border: 1px solid var(--cb-border);
  border-radius: var(--cb-radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition:
    transform var(--cb-spring),
    box-shadow var(--cb-spring),
    border-color var(--cb-spring);
}
.cb-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 24px 56px rgba(0, 0, 0, 0.11);
  border-color: rgba(29, 158, 117, 0.3);
}
.cb-card--featured {
  border-color: transparent;
  box-shadow: 0 4px 20px rgba(29, 158, 117, 0.12);
  background:
    linear-gradient(white, white) padding-box,
    linear-gradient(135deg, var(--cb-green), var(--cb-navy)) border-box;
  border: 1.5px solid transparent;
}
.cb-card--featured .cb-card__thumb img,
.cb-card--featured .cb-card__thumb-placeholder {
  aspect-ratio: 16/10;
}

.cb-card__thumb {
  position: relative;
}
.cb-card__thumb img,
.cb-card__thumb-placeholder {
  width: 100%;
  aspect-ratio: 16/9;
  object-fit: cover;
  display: block;
  background: linear-gradient(135deg, #e8f4f0 0%, #dde9f7 100%);
}
/* Image hover zoom */
.cb-card__thumb {
  overflow: hidden;
}
.cb-card__thumb img {
  transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}
.cb-card:hover .cb-card__thumb img {
  transform: scale(1.05);
}

.cb-card__badge {
  position: absolute;
  top: 14px;
  left: 14px;
  background: var(--cb-navy);
  color: #fff;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 100px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
}

.cb-card__body {
  padding: 22px 24px 24px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.cb-card__cat {
  display: inline-block;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 100px;
  margin-bottom: 12px;
  width: fit-content;
}
.cb-card__title {
  font-family: var(--cb-font-display);
  font-size: 15.5px;
  font-weight: 700;
  color: var(--cb-text);
  line-height: 1.45;
  margin-bottom: 10px;
  letter-spacing: -0.01em;
}
.cb-card__title a {
  text-decoration: none;
  color: inherit;
}
.cb-card__title a:hover {
  color: var(--cb-green-dark);
}
.cb-card__excerpt {
  font-size: 13px;
  color: var(--cb-muted);
  line-height: 1.75;
  flex: 1;
}
.cb-card__footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 18px;
  padding-top: 14px;
  border-top: 1px solid var(--cb-border);
}
.cb-card__date {
  font-size: 12px;
  color: #b0b8c4;
  display: flex;
  align-items: center;
  gap: 5px;
}
.cb-card__read-more {
  font-size: 13px;
  font-weight: 600;
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 5px;
  transition: gap var(--cb-spring);
}
.cb-card:hover .cb-card__read-more {
  gap: 9px;
}

.cb-insights-cta {
  text-align: center;
}

/* ════════════════════════════════════════════
   CTA BANNER
════════════════════════════════════════════ */
.cb-cta-banner {
  padding: 60px 0;
}
.cb-cta-banner__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  padding: 48px 52px;
  background: linear-gradient(
    135deg,
    var(--cb-navy-deep) 0%,
    var(--cb-navy) 50%,
    #0e5a8e 100%
  );
  border-radius: var(--cb-radius-xl);
  position: relative;
  overflow: hidden;
  box-shadow: 0 24px 64px rgba(7, 40, 74, 0.35);
}
.cb-cta-banner__inner::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(
      ellipse 50% 80% at 80% 50%,
      rgba(29, 158, 117, 0.18) 0%,
      transparent 60%
    ),
    radial-gradient(
      circle at 10% 90%,
      rgba(232, 160, 32, 0.12) 0%,
      transparent 40%
    );
  pointer-events: none;
}
.cb-cta-banner__inner::after {
  content: "";
  position: absolute;
  top: -1px;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(
    90deg,
    transparent,
    rgba(255, 255, 255, 0.15),
    transparent
  );
}

.cb-cta-banner__label {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.45);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.cb-cta-banner__label::before {
  content: "";
  display: block;
  width: 16px;
  height: 1.5px;
  background: rgba(255, 255, 255, 0.35);
}
.cb-cta-banner__heading {
  font-family: var(--cb-font-display);
  font-size: clamp(20px, 3vw, 32px);
  font-weight: 800;
  color: #fff;
  line-height: 1.25;
  letter-spacing: -0.02em;
  position: relative;
}

/* ════════════════════════════════════════════
   RESPONSIVE
════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .cb-testi-slide {
    flex: 0 0 calc((100% - 1.5rem) / 2);
  }
  .cb-insights-grid {
    grid-template-columns: 1fr 1fr;
  }
  .cb-insights-grid .cb-card--featured {
    grid-column: span 2;
  }
  .cb-wall-column {
    width: 180px;
  }
  .cb-glass-logo-pod {
    height: 82px;
  }
  .cb-grid-wall-viewport {
    gap: 14px;
  }
}

@media (max-width: 768px) {
  .cb-section {
    padding: 60px 0;
  }
  .cb-hero-split__grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .cb-hero-split__left,
  .cb-hero-split__right {
    padding: 32px 26px;
  }
  .cb-insights-grid {
    grid-template-columns: 1fr;
  }
  .cb-insights-grid .cb-card--featured {
    grid-column: span 1;
  }
  .cb-testi-slide {
    flex: 0 0 100%;
  }
  .cb-cta-banner__inner {
    flex-direction: column;
    text-align: center;
    padding: 36px 28px;
  }
  .cb-cta-banner__label {
    justify-content: center;
  }
  .cb-section-title {
    margin-bottom: 36px;
  }
  .cb-wall-title {
    font-size: 30px;
  }
  .cb-grid-wall-viewport {
    height: 400px;
  }
  .cb-grid-wall-viewport .cb-wall-column:nth-child(4) {
    display: none;
  }
  .cb-wall-stats {
    gap: 24px;
  }
  .ins-partners-section-wrapper {
    padding: 50px 10px;
  }
  .ins-partners-carousel-box {
    padding: 0 40px;
  }
  .ins-partners-nav-btn {
    width: 38px;
    height: 38px;
  }
  .ins-partners-node-item {
    width: 100px;
  }
  .ins-partners-node-item img {
    max-height: 70px;
  }
  .ins-partners-main-container {
    padding: 0px;
  }
}

@media (max-width: 480px) {
  .cb-container {
    padding: 0 18px;
  }
  .cb-btn {
    padding: 12px 22px;
    font-size: 13px;
  }
  .cb-wall-title {
    font-size: 26px;
  }
  .cb-wall-column {
    width: 140px;
  }
  .cb-glass-logo-pod {
    height: 72px;
    padding: 10px 14px;
    border-radius: 12px;
  }
  .cb-grid-wall-viewport .cb-wall-column:nth-child(3),
  .cb-grid-wall-viewport .cb-wall-column:nth-child(4) {
    display: none;
  }
  .cb-grid-wall-viewport {
    gap: 12px;
    height: 380px;
  }
  .cb-wall-stats {
    flex-wrap: wrap;
    gap: 16px;
  }
}

/* ── Reduced motion ── */
@media (prefers-reduced-motion: reduce) {
  .cb-testi-track,
  .cb-card,
  .cb-hl-item,
  .cb-btn,
  .cb-glass-logo-pod {
    transition: none;
  }
  .cb-wall-column {
    animation: none;
  }
}

/* ════════════════════════════════════════
   COVERBIZZ — PREMIUM FOOTER FINAL
   Palette: Deep Navy + Gold + Teal accents
═══════════════════════════════════════ */

/* Base */
.cbz-footer {
  background: var(--cbz-bg);
  color: var(--cbz-text);

  font-size: 14px;
  line-height: 1.7;
  position: relative;
  font-family: "Plus Jakarta Sans", sans-serif;
}
.cbz-cta-heading,
.cbz-h,
.cbz-company-name {
  font-family: "Urbanist", sans-serif;
}

/* Subtle dot-grid texture on entire footer */
.cbz-footer::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(
    rgba(255, 255, 255, 0.025) 1px,
    transparent 1px
  );
  background-size: 22px 22px;
  pointer-events: none;
  z-index: 0;
}

.cbz-footer > * {
  position: relative;
  z-index: 1;
}

/* ── ① CTA STRIP ── */
.cbz-cta-strip {
  background: linear-gradient(100deg, #1a3a10 0%, #1f4d12 40%, #2a6318 100%);
  /* gold variant: */
  background: linear-gradient(100deg, #1a2f5e 0%, #0e2451 50%, #162d65 100%);
  border-top: 3px solid var(--cbz-gold);
  padding: 28px 24px;
}

.cbz-cta-inner {
  max-width: 1220px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.cbz-cta-eyebrow {
  font-size: 11px;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--cbz-gold);
  margin: 0 0 4px;
}

.cbz-cta-heading {
  font-size: 20px;
  font-weight: 700;
  color: #ffffff;
  margin: 0;
  letter-spacing: -0.3px;
}

.cbz-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  background: #fff;
  color: var(--cb-dark3);
  font-weight: 700;
  font-size: 14px;
  border-radius: 6px;
  text-decoration: none;
  white-space: nowrap;
  transition:
    background 0.2s,
    transform 0.15s;
  flex-shrink: 0;
}

.cbz-cta-btn:hover {
  /* background: var(--cbz-gold-lt); */
  transform: translateY(-1px);
  color: var(--cb-dark3);
}

.cbz-cta-btn span {
  font-size: 16px;
}

/* ── ② MAIN BODY ── */
.cbz-footer__body {
  padding: 56px 0 48px;
  background: #0b1c3f;
}

.cbz-footer__wrap {
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 28px;
}

/* Divider */
.cbz-div {
  height: 1px;
  background: var(--cbz-border);
  margin: 44px 0;
}

/* ROW 1 grid */
.cbz-row1 {
  display: grid;
  grid-template-columns: 1.4fr 1.3fr 1fr;
  gap: 52px;
  align-items: start;
}

/* Logo */
.cbz-logo {
  max-width: 220px;
  width: auto;
  height: auto;
  margin-bottom: 18px;
  display: block;
  mix-blend-mode: screen;
}

.cbz-tagline {
  color: var(--cbz-muted);
  font-size: 13px;
  line-height: 1.85;
  margin: 0 0 22px;
  max-width: 260px;
}

/* Socials */
.cbz-socials {
  display: flex;
  gap: 10px;
}

.cbz-s {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: 1px solid var(--cbz-border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cbz-muted);
  text-decoration: none;
  transition:
    border-color 0.2s,
    color 0.2s,
    background 0.2s;
}

.cbz-s:hover {
  border-color: var(--cbz-gold);
  color: var(--cbz-gold);
  background: rgba(201, 168, 76, 0.08);
}

/* Section headings */
.cbz-h {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--cbz-gold);
  margin: 0 0 20px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--cbz-border);
}

/* Status badge */
.cbz-status {
  font-size: 10px;
  letter-spacing: 1px;
  padding: 2px 8px;
  border-radius: 20px;
  font-weight: 600;
  margin-left: auto;
}

.cbz-open {
  background: rgba(34, 197, 94, 0.15);
  color: #4ade80;
  border: 1px solid rgba(34, 197, 94, 0.3);
}

.cbz-closed {
  background: rgba(239, 68, 68, 0.12);
  color: #f87171;
  border: 1px solid rgba(239, 68, 68, 0.25);
}

/* Contact cards */
.cbz-contact-cards {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.cbz-cc {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 13px;
  color: var(--cbz-text);
  line-height: 1.6;
}

.cbz-cc-icon {
  width: 32px;
  height: 32px;
  flex-shrink: 0;
  border-radius: 8px;
  background: rgba(201, 168, 76, 0.1);
  border: 1px solid var(--cbz-border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cbz-gold);
  margin-top: 1px;
}

.cbz-cc a {
  color: var(--cbz-text);
  text-decoration: none;
  transition: color 0.2s;
  align-self: center;
}

.cbz-cc a:hover {
  color: var(--cbz-gold-lt);
}

/* Hours */
.cbz-hours {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.cbz-hr {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 11px 0;
  border-bottom: 1px solid var(--cbz-border2);
  font-size: 13px;
}

.cbz-hr:last-child {
  border-bottom: none;
}

.cbz-hd {
  color: var(--cbz-muted);
}

.cbz-ht {
  color: var(--cbz-text);
  font-weight: 500;
  font-variant-numeric: tabular-nums;
}

.cbz-ht--closed {
  color: #f87171;
}

/* ROW 2: menus */
.cbz-menus {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
}

.cbz-links {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.cbz-links li a {
  display: inline-flex;
  align-items: center;
  color: var(--cbz-muted);
  text-decoration: none;
  font-size: 13.5px;
  padding: 4px 0;
  gap: 0;
  transition:
    color 0.2s,
    padding-left 0.2s;
  position: relative;
}

.cbz-links li a::before {
  content: "›";
  color: var(--cbz-gold);
  position: absolute;
  left: -14px;
  opacity: 0;
  transition:
    opacity 0.2s,
    left 0.2s;
  font-size: 17px;
  line-height: 1;
}

.cbz-links li a:hover {
  color: #fff;
  padding-left: 14px;
}

.cbz-links li a:hover::before {
  opacity: 1;
  left: 0;
}

/* ── ③ LEGAL STRIP ── */
.cbz-legal-strip {
  background: var(--cbz-bg3);
  border-top: 1px solid var(--cbz-border);
  padding: 40px 0;
}

.cbz-legal-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 52px;
  align-items: start;
}

.cbz-legal-disclaimer {
  font-size: 11.5px;
  color: var(--cbz-muted);
  line-height: 1.85;
}

.cbz-legal-disclaimer p {
  margin: 0 0 8px;
}

.cbz-legal-company {
  display: flex;
  gap: 16px;
  font-size: 11.5px;
  color: var(--cbz-muted);
  line-height: 1.85;
}

.cbz-legal-company p {
  margin: 0 0 4px;
}

.cbz-company-badge {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  border-radius: 10px;
  background: rgba(201, 168, 76, 0.1);
  border: 1px solid var(--cbz-border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--cbz-gold);
  margin-top: 2px;
}

.cbz-company-name {
  font-size: 12.5px !important;
  font-weight: 700 !important;
  color: var(--cbz-text) !important;
  letter-spacing: 0.3px;
  margin-bottom: 6px !important;
}

/* ── ④ COPYRIGHT BAR ── */
.cbz-copyright-bar {
  background: var(--cbz-bg3);
  border-top: 1px solid var(--cbz-border2);
  padding: 18px 0;
}

.cbz-copyright-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.cbz-copyright-bar p {
  font-size: 12px;
  color: var(--cbz-muted);
  margin: 0;
}

.cbz-trust {
  display: flex;
  gap: 14px;
}

.cbz-trust-badge {
  font-size: 11px;
  color: var(--cbz-muted);
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--cbz-border2);
  padding: 4px 12px;
  border-radius: 20px;
  letter-spacing: 0.3px;
}

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .cbz-row1 {
    grid-template-columns: 1fr 1fr;
  }

  .cbz-brand {
    grid-column: span 2;
  }

  .cbz-menus {
    grid-template-columns: repeat(2, 1fr);
  }

  .cbz-legal-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
}

@media (max-width: 640px) {
  .cbz-footer__body {
    padding: 40px 0 32px;
  }

  .cbz-row1 {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .cbz-brand {
    grid-column: span 1;
  }

  .cbz-menus {
    grid-template-columns: 1fr 1fr;
  }

  .cbz-cta-heading {
    font-size: 16px;
  }

  .cbz-copyright-inner {
    justify-content: center;
    text-align: center;
  }

  .cbz-trust {
    justify-content: center;
  }

  .cbz-div {
    margin: 30px 0;
  }
}

@media (max-width: 400px) {
  .cbz-menus {
    grid-template-columns: 1fr;
  }
}