Gems & Jewellery
Specialized Coverage for Jewellers
Comprehensive cover for India's gems & jewellery trade — stock, transit, exhibitions and cash, protected from mine to market with lightning-fast claims.
Trusted by India's Finest Jewellers
1,200+Jewellers Insured
25 Cr+Claims Settled
₹12,000+ Cr.Total Insured Value
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⚡ Immediate Purchase
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Everything You Need to Know
What Is It?
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What is [Product Name]?
What is it Important?
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Why Is This Policy Vital?
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Understand Your Insurance Before Buying
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Who Needs this Policy?
Types / Add-ons Commonly Offered
What all is Covered?
Inclusions & Exclusions
✓ Inclusions 5
Stock on Premises
Loss or damage to declared stock inside insured premises.
Transit & Exhibition
Goods covered while on transit or at shows (when opted).
Money in Safe
Daily takings and cash in safe as per schedule.
Employee Dishonesty (Fidelity)
Losses from internal theft (if included).
Valuation Cover
Appraisal-supported settlement when add-on taken.
✗ Exclusions 5
Willful Misconduct
Deliberate acts by the insured.
Wear & Tear
Gradual deterioration or faulty manufacturing not covered
Voluntary Parting / Fraudulent Parting
Losses from deceit without theft evidence.
Unreported / Uninsured Items
Items not declared in schedule.
War / Nuclear / Sanctioned Events
Standard political exclusions.
Claims — Process & Examples
Claims information will appear here.