In India, Errors & Omissions (E&O) insurance is commonly issued as Professional Indemnity (PI) Insurance, regulated by the Insurance Regulatory and Development Authority of India (IRDAI). For tech and EdTech companies delivering software, integrations, advisory services, or managed services, PI/E&O addresses claims alleging professional negligence. What Professional Indemnity Insurance Covers (Under Indian Policy Structure) Indian […]

Fire can strike unexpectedly, turning years of hard work into ashes within minutes. In India, where industrial hubs and densely populated areas coexist, securing your assets with robust fire insurance is non-negotiable. This guide demystifies commercial fire insurance and helps you choose the right policy. Why Fire Insurance Matters? Financial Protection: Rebuilding after a fire […]

Fire insurance protects your property from damage caused by fire. But many property owners don’t fully understand the reinstatement value clause in fire insurance policies, how it works, why it’s there, and how it affects your claim. Section 1: What Is A Reinstatement Value Clause (RVC)? A Reinstatement Value Clause (RVC) is a provision in […]

Fire insurance is often assumed to be just about flames, but standard fire insurance policies in India include several perils (risks) beyond just fire. Knowing what those perils are ensures you truly understand your protection. Coverbizz explains the common perils and what to verify in your policy. What Is A Peril In Fire Insurance? A […]